How much capital does your dividend income target need?
Enter the monthly income you want and the capital you have. This free builder assembles a sample portfolio from the DividendDB dataset and tells you plainly whether the target is reachable at that capital. If it is not, it says so and builds the maximum income sample the data can support instead. It never inflates a yield to hit a target.
Your target
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Sample portfolio
| Holding | Status and streak | Recorded yield | Pays | Allocated | Est. income per year |
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Estimated payout calendar
Modeled from each holding's recorded payment frequency, anchored on the month of its recorded snapshot pay date. The dataset does not record a full payment calendar, so treat the months as a model, not a schedule. The 12 months add up to the estimated annual income above.
This is a sample built from recorded snapshot data (DividendDB, September 2026). Yields, prices and dividends change, companies cut dividends, and a streak is a record, not a guarantee. Estimates are allocation multiplied by the recorded snapshot yield. This is not financial advice.
How the sample is built
- Eligible companies. A company qualifies when its recorded status matches your safety preference, the dataset records a dividend yield for it, and that recorded yield is above 0 and at most 10 percent. The 10 percent cap is a sanity band: the dataset's highest recorded yields belong mostly to mortgage REITs and BDCs with cut histories in the same data. Companies the band or a missing yield leaves out are counted on the report, never silently dropped.
- Quality pool first. Eligible companies are sorted by recorded consecutive increase years (the streak), longest first, then by recorded yield, then by ticker. The top 20 form the quality pool.
- Selection. The sample holds 10 companies (fewer only if the pool is smaller): the highest recorded yields inside the quality pool, weighted equally, so each holding gets capital divided by 10.
- Monthly payers emphasized. With this style, companies whose recorded frequency is monthly are sorted ahead of all others at both steps. The dataset records 12 monthly payers, one Aristocrat and no Kings, so strict safety settings leave the emphasis little to work with.
- Feasibility, honestly. Your target needs a blended yield of target times 12 divided by capital. The most the dataset can blend is the equal-weighted average of the 10 highest recorded yields inside your filter and the band. If your target needs more than that, the report says the target is not reachable and builds that maximum income sample instead. If the streak-first sample lands under a reachable target, the sample switches to those highest recorded yields and says it switched.
- Income estimates. Each holding's estimated annual income is its allocation multiplied by its recorded snapshot yield. The payout calendar spreads that estimate by the holding's recorded frequency, anchored on the month of its recorded snapshot pay date.
- The paid version. This builder is the free front door to DivPlan on DividendDB, which turns a target into a full plan with a payout calendar for a one-time fee.